Modified 4WD Insurance 2019

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Mehrts
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Modified 4WD Insurance 2019

Postby Mehrts » Wed Mar 06, 2019 9:03 pm

Hey guys,

Just wondering what vehicle insurance providers you're with for your "modified" 4WDs.

I've had the Hilux fully insured with NAC for the past 6 years, but this year they've increased their premium and excess rates to an amount that I just can't agree with. I gave them a call to see what the story was, but they said there wasn't anything they could change with pricing.. Yea right.. I've made no claims over this period, and have a completely clean licence history.

The Hilux is just a road legal club truck, not used for any competitions or anything too crazy.

I know there's a few old posts asking this same question, however they're a few years old, and the info most probably isn't relevant now.


Cheers.
Toyhatsu Bitsalux

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kbushnz
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Re: Modified 4WD Insurance 2019

Postby kbushnz » Fri Mar 08, 2019 10:40 am

I use https://www.rothbury.co.nz/
They took over from Barley Ins...
Haven't compared costs..Never had to claim on vehicle yet....other than windscreen..... No issues...
Mines heavily modified and certified..

Calvin
Cheers Calvin
KZJ78 Landcruiser Prado...

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Mehrts
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Re: Modified 4WD Insurance 2019

Postby Mehrts » Sun Mar 10, 2019 11:42 am

Thanks Calvin, might start doing some shopping around.

I've never had a problem with NAC, and for a few years their premiums were dropping. The last couple have increased though, and this year the theft excess AND premiums have both increased by a decent amount.
Toyhatsu Bitsalux

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tweake
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Re: Modified 4WD Insurance 2019

Postby tweake » Fri Mar 15, 2019 8:10 pm

kbushnz wrote:I use https://www.rothbury.co.nz/
They took over from Barley Ins...
Haven't compared costs..Never had to claim on vehicle yet....other than windscreen..... No issues...
Mines heavily modified and certified..

Calvin

i went away from them.
they never covered windscreens. they quietly dropped competition use. i think there was something else they changed.
then dicked me around so i went else where.
in the end i went with FMG. came to agreement on value to cover the mods. price was ok.

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wjw
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Re: Modified 4WD Insurance 2019

Postby wjw » Sun Mar 17, 2019 9:04 am

tweake wrote:
kbushnz wrote:I use https://www.rothbury.co.nz/
They took over from Barley Ins...
Haven't compared costs..Never had to claim on vehicle yet....other than windscreen..... No issues...
Mines heavily modified and certified..

Calvin

i went away from them.
they never covered windscreens. they quietly dropped competition use. i think there was something else they changed.
then dicked me around so i went else where.
in the end i went with FMG. came to agreement on value to cover the mods. price was ok.


My experience of them has been pretty poor too, have told them so, but its still not improved, will be looking to move away when our renewals come up.
-----------------------
Who knew Prados could fly?

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Mehrts
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Re: Modified 4WD Insurance 2019

Postby Mehrts » Sun Mar 17, 2019 9:11 am

Ah ok, cheers for the info.

To be honest, I think I'll stick with NAC for one more year (just because it's easier). In that time I'll ask around some other insurance outlets to see what they offer and for how much.

I see there are dedicated companies that deal with classic cars & performance vehicles, but they specifically don't mention 4WDs. I guess it doesn't hurt to get in touch and ask though.

Mehrts
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Clint
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Re: Modified 4WD Insurance 2019

Postby Clint » Mon Mar 18, 2019 1:59 pm

My cruiser is done through Classic Cover. Good price & years back when I made a claim through them for a motorbike crash it was pretty stress free. They were recommended by an insurance broker mate.

Cheers
Clint
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If it breaks, build it stronger.
If it doesn't break, drive it harder.

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SMOKEY
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Re: Modified 4WD Insurance 2019

Postby SMOKEY » Wed Mar 20, 2019 10:00 am

I also have my new Toy (not 4WD) insured with Classic Cover, I found them very easy to deal with and low premiums.

FITZY.

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