What price range should my insurance premium be?

Sadam_Husain · Post by **Sadam_Husain** » Wed Oct 11, 2006 5:39 pm

My broker has given me a quote for insurance on the cruiser, I've got to redo all the business stuff and thought I'd get the truck done at the same time.

None of my previous trucks have been of an insurable condition :oops:

so I've never priced insurance for any of them

He quoted me $315.95 inc GST for 3rd party/fire/theft for me and Mrs Husain and $552.50 inc GST full cover for me and Mrs Husain.

The trucks a landcruiser with chev conversion and I gave him a value of $6k.

Are these prices good bad or ok?

BrentC · Post by **BrentC** » Wed Oct 11, 2006 5:51 pm

mine is about $100 more for extra $700 and because we live in the Crime Capital of Clevedon within 20 minutes grazing from Manukau

mroffroader · Post by **mroffroader** » Wed Oct 11, 2006 6:11 pm

thats good i can get i think like $150 per year for 3rd party fire and theft (what i have) or full cover for $1000 per year!!!! :shock:

mind you i am under 25 :roll:

Sadam_Husain · Post by **Sadam_Husain** » Wed Oct 11, 2006 6:56 pm

mroffroader wrote:thats good i can get i think like $150 per year for 3rd party fire and theft (what i have)

How come your 3rd party fire and theft is under half of what I've been quoted, who's that through?

DaveM · Post by **DaveM** » Wed Oct 11, 2006 7:03 pm

Sadam_Husain wrote:
mroffroader wrote:thats good i can get i think like $150 per year for 3rd party fire and theft (what i have)

How come your 3rd party fire and theft is under half of what I've been quoted, who's that through?

Its because he owns a Suzuki, no one would want to steal that :lol:

At least my old hippo can be used for ram raids on money machines :wink:

wjw · Post by **wjw** » Wed Oct 11, 2006 7:21 pm

Mines $500ish including public liability, vehicle value of 12,000, tyre damage, spills cover etc etc etc

mroffroader · Post by **mroffroader** » Thu Oct 12, 2006 6:29 pm

Sadam_Husain wrote:
mroffroader wrote:thats good i can get i think like $150 per year for 3rd party fire and theft (what i have)

How come your 3rd party fire and theft is under half of what I've been quoted, who's that through?

sorry bro I would have no idea its tacked on my old mans insurance scheme :wink:

xj · Post by xj » Fri Oct 13, 2006 10:33 pm

I put 6k on the Ch'okee..... $350 per annum. $500 excess. I believe its discounted due to deal with income protection/mortgage/house and contents/two other cars, all done through BNZ.

Full cover, including offroad, however, if its wiped out in an area inaccessable to a recovery vechicle, then it stays there.
Told them of all aftermarket alterations. Leave one item out and theyll use it as an exuse to not pay, so the nice lady at state told me anyway.