my bad
we asked at prize giving that night
must have been give wrong info
toysuzi:(SJ413) 3Y E surf engnie, 6" coil kit (RRO). toy diffs (4.88 R&P) & toy hilux box and t-case.
ifs toy power steering, 6" Bushwacker fender flares (RRO). ect
On the insurance question, you would indeed not be covered while actually racing but there's plenty of other times during an event when incidents can happen that could pose serious financial risk.
Events run through 4x4 Challenges NZ gain the benefit of the NZFWDA excellent insurance package, as a requirement is that all competitors are members. Even then it is still required that each vehicle carries at least third party cover.
Of course they do George. You sure can deflate a hard sell!
The point I'm trying to make is that if an individual decided that they've got a great spot for a challenge event, then being a member of the 4x4 Challenges NZ club provides backing and logistics support. There needs to be a financial tie-in however with the club, as otherwise the insurers will not carry the risk. 4x4 Challenges NZ will still work with anyone who wants our support, but if the event is being promoted for possible personal financial gain, then that promoter will need to secure their own insurances.
People be very careful when using the words personal financial gain that changes the organisers role from only having a general duty of care (HSE non enforceable) to having full responsibility under the HSE act.
Same applies to farmers and land use. They only have to be concerned about H&S when they receive reward for land access / use.